With this week’s earthquake in Virginia, some of our clients are left wondering, “Do I have earthquake coverage?” Damages associated with earthquakes are not covered under a standard homeowners insurance policy, although some subsequent damage may be eligible for coverage, depending on your policy. You can purchase a separate earthquake insurance policy that will give you peace of mind. Such insurance covers both the structure and the contents of a home. Some insurance companies offer an earthquake endorsement to home insurance policies. Ask your insurance agent if such endorsements are available. For more information concerning your specific coverages, contact your Morrow Insurance Agent.
