We know the quality of our work force is the foundation of the service and security that should be a part of every insurance relationship.  Our full-time team of specialists, service representatives and support staff in our main and branch offices stands ready to serve you.  Our modern office in the Beverly-Hanks Centre is computerized to provide efficient account and claims processing.

Hendersonville Sales Division

Joyce Biddix, CISR, Select Accounts-Commercial
          jbiddix@morrowinsurance.com        Direct Line (828) 694-5149
Tracy Brown, CISR, Personal Lines Sales Director
          tbrown@morrowinsurance.com        Direct Line (828) 694-5145
William Green, Commercial Insurance
          wgreen@morrowinsurance.com        Direct Line (828) 694-5151
William L. McElroy, Commercial Insurance
          bmcelroy@morrowinsurance.com        Direct Line (828) 694-5139
Brett Shaffer, Commercial Insurance
          bshaffer@morrowinsurance.com        Direct Line (828) 694-5195
Elizabeth (Liz) Taylor, CISR, Crop Insurance
          ltaylor@morrowinsurance.com        Direct Line (828) 694-5146
 

Commercial Insurance Division

Robert (Rob) L. Cranford, Chief Executive Officer & Bond Manager
          rcranford@morrowinsurance.com        Direct Line (828) 694-5143
David (Dave) G. Shaffer, Chief Operating Officer
          dshaffer@morrowinsurance.com        Direct Line (828) 694-5142
R. Curtis (Curt) Kain, CPCU, CLU, President
          ckain@morrowinsurance.com        Direct Line (828) 694-5134
Carolyn Wilson, CISR, Commercial Team Leader & Asst. Corporate Secretary
          cwilson@morrowinsurance.com        Direct Line (828) 694-5140

Crystal Eisenhower, Account Representative
          ceisenhower@morrowinsurance.com        Direct Line (828) 694-5194
Beth Fagan, Account Processor
          bfagan@morrowinsurance.com        Direct Line (828) 694-5177
Wendy Ferguson, Account Representative
          wferguson@morrowinsurance.com        Direct Line (828) 694-5157
Kelly Peck, Account Representative
          kpeck@morrowinsurance.com       
Christina Perry, Account Representative
          cperry@morrowinsurance.com        Direct Line (828) 694-5156
Jean Persons, CISR, CPSR, Account Representative
          jpersons@morrowinsurance.com        Direct Line (828) 694-5136
Jennie Reed, CISR, Account Representative
          jreed@morrowinsurance.com        Direct Line (828) 694-5181
Amy Tayler, Account Representative
          atayler@morrowinsurance.com         Direct Line (828) 694-5179
 

Personal Insurance Division

R. Curtis Kain, CPCU, CLU, Manager
          ckain@morrowinsurance.com        Direct Line (828) 694-5134
Tracy Brown, CISR, Personal Lines Sales Director
          tbrown@morrowinsurance.com        Direct Line (828) 694-5145
Suzanne Davis, CISR, Personal Lines Operations Director
          sdavis@morrowinsurance.com        Direct Line (828) 694-5135
Andi Harper, Account Representative
          aharper@morrowinsurance.com        Direct Line (828) 694-5154
Pam McMinn, Account Representative
          pmcminn@morrowinsurance.com        Direct Line (828) 694-5153
Kathy Rhodes, CISR, Account Representative
          krhodes@morrowinsurance.com        Direct Line (828) 694-5133
Kim Varner-Fulmer, CISR, Sales and Service Support Agent
          kvarner@morrowinsurance.com        Direct Line (828) 694-5147

Employee Benefits Department

Jim Rasmussen, RHU, Executive Vice-President & Employee Benefits Specialist
          jrasmussen@morrowinsurance.com        Direct Line (828) 694-5141
Carey Emory, Account Manager
          cemory@morrowinsurance.com        Direct Line (828) 694-5191
Jo Feagin, Account Representative
          jfeagin@morrowinsurance.com        Direct Line (828) 694-5159
Rhonda Marshall, Account Representative
          rmarshall@morrowinsurance.com        Direct Line (828) 490-4551
Della Rogers, Account Executive
          drogers@morrowinsurance.com        Direct Line (828) 694-5182
Cylin Sheafer, Account Manager
          csheafer@morrowinsurance.com        Direct Line (828) 694-5183

Operations Division

Colleen Hobbick, Operations Manager & Corporate Secretary
          chobbick@morrowinsurance.com        Direct Line (828) 694-5137
Christina Dinardo, Bookkeeping Assistant
          cdinardo@morrowinsurance.com        Direct Line (828) 694-5158
Sheila Messer, Secretary/Receptionist
          smesser@morrowinsurance.com        Direct Line (828) 693-5396
Linda Thomas, Bookkeeper
          lthomas@morrowinsurance.com        Direct Line (828) 694-5148

Brevard Office

Debbie Ours, CISR, Account Manager
          dours@morrowinsurance.com       
Richard Raymond, Account Executive
          rraymond@morrowinsurance.com
Priscilla Tinsley, CISR, Agent
          ptinsley@morrowinsurance.com

Charlotte Surety Office

Gary Gummerson, Account Executive
          ggummerson@morrowinsurance.com
Freda Gummerson, Account Representative
          fgummerson@morrowinsurance.com

McDowell Insurance Agency

Marshall Dark, III, MIN, CPCU, Vice-President & Account Executive
          mdark@morrowinsurance.com
Gloria Bagwell, Secretary/Receptionist
          gbagwell@morrowinsurance.com
Kathy O. Blount, Office Manager
          kblount@morrowinsurance.com
Chris Brown, CISR, Agent
          cbrown@morrowinsurance.com
Becky Cook, Account Representative
          bcook@morrowinsurance.com
Jamie Duncan, CISR, Account Representative
          jduncan@morrowinsurance.com
Jamie Frisbee, Account Representative
          jfrisbee@morrowinsurance.com
Brian Reep, Account Executive
          breep@morrowinsurance.com
Bucky Reep, Account Executive
Charlotte Washburn, Data Processor
          cwashburn@morrowinsurance.com
 

Although Morrow Insurance Agency, Inc. provides insurance programs for major risks across the state, it remains strongly committed to the local community.  Morrow Insurance Agency employees sit on the boards of numerous local civic and charitable organizations and are very proud of the fact that they are one of the largest "per employee" givers to the Henderson County United Way Campaign each year.