↑ Return to Individual Insurance

Print this Page

Critical Illness Insurance

Keep your finances healthy even if you get sick

Get a Quote No one wants to think about becoming critically ill, but we all know it can happen to just about anyone. In fact, you probably know someone who has had a major illness such as cancer, a heart attack or stroke. And though many who get sick have a family history of illness, not everyone does.

While health insurance pays for many illness-related expenses, it simply wasn’t designed to cover things like mortgage payments, transportation costs, child care or lost income. Is your family prepared to cover out-of-pocket costs should you be diagnosed with a major illness?

That’s where the USAble Critical Illness insurance offered by Mosaic Group can help. It pays a non-taxed, lump sum, cash benefit – up to $30,000 – directly to you, regardless of any other insurance coverage you may have. This added security enables you and your family to focus on what really matters – your health and your time together.

Coverage is very affordable

For as little as $4.44 a month you can get cash to help you meet your financial needs in the event that you are diagnosed with a covered illness. And you can use that money on whatever you wish – medical or otherwise. To determine your specific monthly premium, see the rate chart included with this brochure.

What is Critical Illness insurance?

It’s protection. It’s peace of mind. In the event of a serious illness, such as cancer, heart attack or stroke, Critical Illness insurance pays a non-taxed, lump sum of cash – $10,000, $20,000 or $30,000 – depending on the amount of coverage you select. It is paid directly to you upon the first positive diagnosis of a covered illness.

Features and benefits:

  • Cash payments are paid directly to you
  • Benefits are payable regardless of whether you have any other insurance coverage
  • Coverage is also available to eligible family members
  • Your policy is guaranteed renewable for your lifetime
  • You also get $75 cash back for preventive tests or routine exams

Cash to keep you healthy

At no additional cost, your Critical Illness insurance also includes a wellness benefit.  It pays you back a total of $75 per year for common exams such as mammography, colonoscopy, pap smear, cholesterol and diabetes screenings and more. For a full list of qualifying tests and exams, visit mosaicgroup.com.

Download Brochure

Permanent link to this article: http://www.morrowinsurance.com/health-insurance/critical-illness-insurance/