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  • Benefits Coverages

    Once available only to the largest employers, Morrow can help your company achieve value for its benefits budget, and help you communicate that value to employees. Through innovative benefits options, and our professional guidance on regulation issues, we can design a program that works for your specific circumstances. And we’re active in the business communities … Continue reading »

  • HSA’s

    Blue Options HSASM Our high-deductible health plan with a tax-advantaged savings account for qualified medical expenses Blue Options HSA provides lower premiums and savings as much as 34% off Blue Advantage, giving you the ability to take control of your health care costs.1 Blue Options HSA combines a high-deductible health plan (HDHP) with a health … Continue reading »

  • Dental

    Dental Blue® Dental plan for individuals With Dental Blue®, members don’t pay a deductible for check-ups or diagnostic and preventive services. Check-ups and cleanings are covered twice per benefit period. Plus, members can visit any licensed dentist they choose. There are no “in-network” restrictions. Members pay a $75 annual deductible and 40% coinsurance for basic … Continue reading »

  • Major Medical

    Blue AssuranceSM Our comprehensive major medical plan for individuals Blue Assurance gives you “no-hassle” eligibility with benefits similar to Blue Cross and Blue Shield of North Carolina’s (BCBSNC) standard plans.1, 2 Get the convenience of our large network, plus a wide variety of health benefits and services. Doctor visits, preventive and emergency care, hospital stays, … Continue reading »

  • Medicare Supplement

    Blue Medicare SupplementSM For North Carolina beneficiaries enrolled in Medicare Part B Choose the plan that’s right for you See the doctor you want Value-added discounts Control of your care Savings and peace of mind Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (BCBSNC) offers … Continue reading »

  • Blue Advantage®

    Blue Advantage® Our most popular individual Preferred Provider Organization (PPO) plan With Blue Advantage, you can have access to many of the best doctors, hospitals and specialists in North Carolina. Blue Cross and Blue Shield of North Carolina’s (BCBSNC) networks are large and member copayments and coinsurance are predictable.1 Just visit an in-network provider, show … Continue reading »

  • Individual Health Insurance

    Individual Insurance Products from Blue Cross and Blue Shield of North Carolina® Morrow Insurance offers a variety of products to meet your individual health and life insurance needs. Individual Major Medical Insurance — Blue Advantage® Major Medical–Blue AssuranceSM Blue Medicare SupplementSM from Blue Cross and Blue Shield of North Carolina® Dental — Dental Blue® HSA’s … Continue reading »